You may qualify for a
Reverse Mortgage.

Improve your

retirement

With a

reverse mortgage

Home Equity Conversion Mortgage

Home Equity Conversion Mortgage (HECM's) are federally insured mortgages that enable seniors 62 years and older, convert their home equity into a tax-free income without selling or giving up title. Once you have obtained a HECM / Reverse Mortgage you will no longer make monthly mortgage payments. The first step in obtaining a HECM is to get a counseling certificate. I you would like a list of certified HECM counselors click here and we will send you a list of counselors. Paying off the loan only becomes due when the last borrower permanently leaves the home. As with all loan products, it's important that you fully understand the process and the mortgage before you agree to it.

  1. Allow Seniors to tap into their home equity to obtain tax-free money
  2. Funds can be used for anything
  3. No monthly payments
  4. Senior retains title
  5. Loan is repaid when the senior moves, sells, refinances, or upon death

TO MAKE IT SIMPLE THE BEST WAY TO IMPROVE YOUR RETIREMENT IS TO
UTILIZE A REVERSE MORTGAGE. THE REASONS ARE SIMPLE AND ARE AS FOLLOWS.

  • Stop Paying Your Monthly Mortgage Payment
  • No Medical Requirements
  • No Income Requirements
  • No Credit Requirements to Qualify
  • Stop Worrying About Mortgage Payment and Increase your Cash Flow
  • Title Remains in Your Name as Long as You Live in the Home
  • The Lender Pays the Homeowner TAX Free Payments "REVERSE MORTGAGE"
California Real Estate

Improve Retirement (949) 732-0342

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